The Pay for College Blog is about discussing ideas on how your family may be able to reduce college costs, without giving up the opportunity of receiving a high quality education. It’s about staying informed so you can build your personal roadmap to pay for college most efficiently. It’s about giving your child the benefits of a college education without forfeiting your ability to live out your own dreams.

Here you will kept up-to-date on current events and receive valuable tips about lowering your college costs that Deborah Fox, founder of Fox College Funding®, has gathered over the past 10 + years from helping families plan to pay for college. With her finger constantly on the pulse of the higher education world, Deborah will keep you up to date on the latest news, legislation, and developments in the field so you can help your child attend their school of choice, all while minimizing your out-of-pocket cost so you can still save for retirement and other financial priorities.

Who is Deborah Fox?

In addition to being the author of this blog, Deborah is the founder of Fox College Funding® , a nationwide college planning company that specializes in planning for families who won’t qualify for financial aid. Deborah feels privileged to serve as an ambassador for this relatively new type of planning, and has been interviewed and quoted by Wall Street Journal, BusinessWeek, Newsweek, Forbes, Fox News, Accounting Today, the San Diego Union Tribune, Financial Advisor magazine, Financial Planning magazine, Wealth Manager magazine, and various newspapers and radio stations throughout the country.

Deborah is also active in her community, where she teaches families of all income levels how to grapple with the rising costs of college by giving presentations at local schools. She has a son who is currently attending Carnegie Mellon University in Pittsburgh.

Deborah writes this blog because she understands the difficulty that many parents have in finding honest, reliable information about how best to pay for college. She has built her life and career on principles of honesty, service, and community, and hopes to help you protect your family from those who will try to take advantage of your desire to give your child the best education possible. She also hopes to assist you in discovering new means of meeting and reducing the costs of college.

If you want to know more, you are more than welcome to email Deborah.

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3 Responses to “About”

  1. 1
    Jane Robertson Says:

    I have a question – perhaps you can point me in the right direction. I currently have two children in college and one in high school. I am considering getting married soon. According to all that I have seen and read, I must include my new husband’s income in any financial aid applications, even if he is not supporting my children. Is this true, no exceptions? Please advise. Thanks!

  2. 2
    Deborah Fox Says:

    Jane, you are correct. A step-parent’s income and asset information is required to be reported on the Free Application For Federal Student Aid (FAFSA) as well as the CSS Profile (a form required by approximately 300 of the selective private schools). Having said that, this may not end up being an issue for you at all. This rule only applies if you are trying to qualify for need-based financial aid. Therefore, if your income and assets (along with your children’s income and assets) are too high, you will not be eligible for need-based financial aid anyway. If you have applied for financial aid in the past, you likely already know whether or not you are eligible to receive need-based aid.

    If you have not applied for aid in the past, the first thing to do would be to estimate your Expected Family Contribution (EFC). You can use this quick calculator to get a rough estimate by clicking here. If your EFC is lower than the Cost of Attendance of the colleges your children attend, you would show “ Financial Need”. If you are awarded aid as a single parent and then plan on get married down the road, you may want to call the financial aid office at each of your children’s schools to explain your situation and ask how your financial aid would be affected if you were to get married. I expect they will be required to take your new husband’s income and assets into account. If they tell you otherwise, make sure you can document their responses. An email or letter from the person you speak with would be ideal. No one said that love would be cheap! 🙂

  3. 3
    Surviving College Life » How to Find College Scholarships You Could Actually Win - Survive College with tips about roommates, studying, and more! Says:

    […] a scholarship-you just need to be able to find scholarships that fit you. Even luckier-I work for Deborah Fox, author of the Pay for College Blog, and that means I get to share some of her tips with […]

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